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20th – 21st August 2026
Julius Nyerere International Convention Centre (JNICC)
Dar es Salaam, Tanzania

Supporting Partners

Conference Sessions

Fintech Festival

Empowering East Africa

The Fintech Festival Tanzania 2025 focuses on Innovation, Inclusion, Governance, and Advancement, reflecting the transformative nature of f nancial technology in today’s world and exploring how emerging technologies like digital payments, AI, and blockchain are transforming financial services and promoting financial inclusion in East Africa. The event will highlight the latest fintech innovations, regulatory frameworks, and strategies for fostering growth, with a focus on good governance, sustainable solutions, and cybersecurity. The aim is to foster an inclusive, resilient, and sustainable financial ecosystem that drives meaningful change in the industry

Theme: Innovation, Inclusion, Governance, and Advancement

FinTech Festival Tanzania 2025 Agenda

FinTech Festival Tanzania 2025

THEME: BUILDING A SUSTAINABLE FINTECH ECOSYSTEM IN AFRICA THROUGH GOVERNANCE, INNOVATION, INCLUSION AND ADVANCEMENT
12-13 June 2025
Day 1: 12 June 2025
Day 2: 13 June 2025

Day 1: 12 June 2025 - Unlocking Fintech Innovations in East Africa

TRACK 1: FUTURE OF BANKING, MICROFINANCE & SACCOS CONFERENCE

Selous Hall
Time Session Type Topic Moderator/Speakers
08:00–09:45 Registration Registration & Networking
09:45–10:00 Opening Fintech Society of Tanzania MC: Benjamin Ansah, Founder, CyberBells Foundation
Speaker: Deogratius Kilawe, Board Member, Fintech Society of Tanzania
10:00–10:30 Keynote Harnessing Technology to Build Africa's Financial Future MC: Benjamin Ansah, Founder, CyberBells Foundation
Speaker: Guest of Honour
10:30–11:15 Panel Embracing Digital Transformation: How Emerging Technologies are reshaping Banking, Financial Services and Investment Practices in Tanzania and East Africa and what the future holds for Fintech Innovation for Financial Inclusion. Moderator: Goodhope Heaven-Director, GHC
  • Zahid Mustafa, CEO, I & M Bank
  • Brian Odera, Head Digital Business, NCBA Bank Tanzania
  • Dr. Hilda Nakajumo, Group Home Broadband Product Lead, Airtel Africa
  • Peter Nalitolela, CEO, DSE
  • Emmanuel Babalola, CCO, Fincra Technologies
  • Roshaan Kulpoo, VP africa, Xoxoday
11:15-11:35 Keynote Building Trust in Mobile Money and Digital Credit for Underserved Populations: Strategies for expanding access to unbanked communities Speaker: Evance A. Chipindi
Panelist: Zahid Mustafa, CEO, I & M Bank
11:35–11:50 Talk Modernize Forever: How NEARSOFT's Digital Channels & MCP Approach Simplify Legacy Replacement Speaker: Pedro Camacho, CEO, Nearsoft
11:50–12:35 Roundtable Central Banks & Fintech Regulation. Balancing Innovation, Governance, and Consumer Protection Regulating digital assets, mobile payments, and taxation. Data privacy and compliance challenges Moderator: Sunday Ndamoguoba, Partner at Rive & Co
  • Director, BOT
  • Ahmed Monir, General Manager FinTech & Innovation - Head of Regulatory Sandbox Central Bank of Egypt
  • Eric Luyangi, Country Director, Jumo World
  • Lameck Jaston, Founder and CEO, Tanzania Digital Trade Agency
  • Fatuma Songoro, Head of Technology Law Department, Victory Attorneys
12:35–12:45 Presentation Enhancing Cross-Border Transactions: Simplifying Pan-African Mobile Payments Presenter: T-Pesa
12:45–13:00 Keynote Financial Inclusion and the Future of Banking Services Speakers: Assaad Khoury, Software Development Director & Rabih Sassine, Software Development Manager, Arkam Finance
13:00–14:00 Lunch LUNCH BREAK
14:00–14:40 Panel Insurtech in East Africa: Innovative insurance solutions powered by fintech. Moderator: Lorna Mbwette - Country Director for the United Republic of Tanzania, Women Leadership In Insurance Africa
  • Helena Mzena, CEO, Jubilee Life
  • Kumar Pandya CEO, Tuar Technologies
  • Adv. Pascal Mshanga
  • Mark Alex, Managing Director, Real Biz Digital
  • Ally Mohammed Othuman, TIRA
14:40–14:55 Presentation Human-Centric Banking: Balancing Automation with Financial Literacy. How AI chatbots, robo-advisors, and automated services can coexist with grassroots financial literacy programs to ensure inclusive adoption Moderator: Evance Chipindi
Speaker: Iddy Mukeshi, Founder & CEO, Superova Group
14:55–15:35 Panel Attracting Global Capital for Fintech Innovation in Africa Moderator: Goodhope Heaven, Director, GHC
  • Leopold Shayo, Director Research Planning & ICT, Tanzania Investment Centre(TIC)
  • Burak Buyuksarac, CEO & Founder, Africapital
  • Maria Grubb, Renew Capital
  • Innocent Urio, Senior Manager Consumer Products, Ecobank
15:35–16:00 Masterclass Cybersecurity in Fintech: Threat Detection, Risk Management & Data Protection Speaker: Dr. Suchi Nir, Senior Lecturer, Regenesys
16:00–16:15 Presentation Agentic AI for Banks, MFIs, Saccos and Insurance Speaker: Praveen, CEO, Safe Software
16:15–17:00 Deep Dive Innovations in Credit Risk Assessment for MFIs & SACCOs Moderator: Evance A. Chipindi
  • Dr. Festo Mwaipaja, CEO, Hazina Saccos
  • Godfrey Vedasto Rwehumbiza, CEO, Bandarini Saccos
  • Judith Minzi, CEO, K Finance
  • Mark Alex, Managing Director, Real Biz
  • Praveen, CEO, Safe Software
  • Isaack Damian Buhiye, CEO, Firm 23 Ltd.
17:00–17:15 Closing Closing Remarks Speaker: Dr. Amina Mnyeke National Ambassador to Tanzania for AOYA-UN, CEO (Tawoyf)

TRACK 2: EAST AFRICA RETAIL & E-COMMERCE CONFERENCE

Mikumi Hall
Time Session Type Topic Moderator/Speakers
10:30–11:10 Panel Omnichannel & Social Commerce: How East African retailers blend online, mobile, in‑store & social‑platform channels to deliver seamless customer journeys Moderator: Justine Kenyansa Omare, CEO, Founder & Advisory Consultant - Consular Kenya Ltd
  • Anuj Bhagia- Head of Marketing, Policy Bazaar
  • Sikjunior Mrimi, CEO- Briq Inc & MeetPay
  • Anita Chege, GM - Innovation, HF Group
  • Mustafa Bhalloo - Sales & Marketing Head for Mars Communications Ltd (Hisense Tanzania)
  • Bupe Mwakalundwa, Country Director, Pesapal Tanzania
  • Joseph Singano, Director Sales &Marketing, Essence Creative
11:10–11:50 Panel Inclusive E‑Commerce for SMEs: Leveraging digital marketplaces, mobile‑money integrations and micro‑credit to onboard women‑led and rural businesses Moderator: Bernard Salia, C.E.O and Founder of Bermi Techs
  • Oluseye Seton, Chief Growth Officer & Co-founder, Vendorcredit, Nigeria
  • Dr Lesedi Mashumba, Lecturer, University of Botswana
  • Innocent Massawe, Entrepreneur, Institute of Social Work
  • Ms. Doreen Umulisa, Project Lead, Certa Foundation
  • Simon Sanga Customer Value Management M-Pesa Tanzania
  • Dwight John Danda, CEO Explore Larosa Social-Commerce Platform
11:50–12:10 Keynote "Resilient Last‑Mile Delivery" Innovations, from crowd‑sourced riders to drones that close the logistics gap in East Africa Speaker: Rahul Auatde, Manager - Payments Modernization, 3Itek LLC.
12:10–12:50 Panel Digital Payments & Wallet Innovation: Emerging payment rails, e‑wallet features, QR adoption and strategies to boost conversion & loyalty Moderator: Laison Laiser - Business Development Manager - Orchid Investment Limited
  • James Sumari, Commercial Director, Mixx by Yas
  • Roshaan Kulpoo VP africa Xoxoday
  • Baraka Yusuph Achayo, Senior Manager Issuing, Equity Bank.
  • Fredrick W.Silaa, Co-Founder of mobile money (E- Fulusi Africa) Director of Business Development Esteban Limited.
  • Simon Sanga Customer Value Management M-Pesa Tanzania
12:50–13:00 Closing Key Takeaways & Next Steps Speaker: Alexander Maira-Executive Managing Director. A-10 Energy and Real Estate Consultancy Limited.

TRACK 3: IDENTITY SUMMIT

Mikumi Hall
Time Session Type Topic Moderator/Speakers
13:00–13:40 Fireside Chat Digital Identity & e‑KYC: Standards & Compliance: Emerging identity frameworks (OpenID, DID), electronic KYC mandates, AML requirements, and balancing trust with UX. Moderator: Evance Chipindi (CEVEDE- Community Microfinance Groups Representantive)
  • Tran Son Tung, International Business Specialist, Mk Group
  • Curti Martin, Cash Manager, National Bank of Commerce
13:40–14:20 Panel Biometrics & Privacy by Design: Deploying facial, fingerprint, and behavioral biometrics—ensuring user consent, data minimization, security, and ethical safeguards. Moderator: Dr Lesedi Mashumba, Criminologist & CEO, The Citizen Security & Investigations
  • Ntilisinda Abel Kafugugu, CEO, Albetus Technologies Co. Ltd
  • Bernard Salia, CEO and Founder of Bermi Techs Mark Alex, Managing Director, Real Biz Digital
  • Loyce Oluoch- Partner, Belonice Advisory
14:20–15:00 Fireside Chat Self‑Sovereign & Decentralized Identity: Blockchain‑based wallets, verifiable credentials, and the shift toward user‑owned, portable identity ecosystems. Moderator: Iddy Mukeshimana, CEO & Digital Tranformation Consultant, Superova Group
  • Frank Macha, Product Manager: Online & Channels, UBA Tanzania
  • Dr. Manasseh Egedegbe, CFA: CEO, Kudy Financials, Luxembourg
15:00–15:20 Presentation Zero‑Trust Identity Architectures: Continuous authentication, risk‑based access control, and adaptive MFA strategies to secure fintech platforms. Speaker: Zakayo Malisa, Director of Technology, Mixx by Yas
15:20–16:00 Panel Inclusive Identity for the Unbanked & Cross‑Border Flows: Offline authentication, agent‑assisted enrollment, and harmonizing identity verification across East African markets. Moderator: Bernard Salia, CEO and Founder, Bermi Techs
  • George Maina: CEO Shamba Records
  • Raiser: Global Products Sales, Flick
  • Christian Mboho, Director Brooks Microfinance Bank Limited
  • John Kika, Operations Manager-Zanzibar, IDTech (yes:id)
16:00–16:10 Closing Key Takeaways & Action Plan: Insights and outlines pilot projects, partnerships, and policy recommendations for scalable identity solutions.

Day 2: 13 June 2025 - Leveraging Emerging Technologies

TRACK 1: FUTURE OF BLOCKCHAIN & EMERGING TECHNOLOGIES

Mikumi Hall
Time Session Type Topic Moderator/Speakers
09:30–09:50 Keynote Growing role of technologies in financial inclusion, current landscape, challenges and opportunities Speaker: Ray Youssef, CEO, Noones
09:50–10:20 Fireside Chat Governance Challenges in Fintech: Data Privacy, Taxation & Compliance Moderator: Dr Lesedi Mashumba, Criminologist & CEO, The Citizen Security & Investigations
  • David Mlabwa, Operations Officer, AJM Hasamba Company Limited
  • Gratitude Malisa, Administrative Assistant, Cynophel Consultants
10:20-10:40 Presentation Leveraging AI and blockchain for financial security and transparency. Speaker: Atul Sankar, CEO, Dar Manor
10:40–11:00 Networking NETWORKING BREAK
11:00–11:30 Masterclass Innovations in Decentralized Finance (DeFi): Examining the impact of DeFi on traditional financial systems, including key technologies, emerging trends, and opportunities for financial empowerment. Speaker: Frank Macha, Product Manager: Online & Channels, UBA Tanzania
11:30–11:50 Presentation ESG & Sustainable Finance Innovations
11:50–12:30 Panel Combating Fraud in Digital Finance and Blockchain Ecosystems Moderator: Dr Lesedi Mashumba, Criminologist & CEO, The Citizen Security & Investigations
  • Lenard Rukundo, Chief Technical and Development officer, Milletch Ecosystem
  • Christelle Mateso, Deputy MLRO, Kuwait Finance House PlC
  • Martin Awagah, President, Ghana Fintech and Payments Association
  • Katemi Edward Majani, Founder, BLC Digital Company
  • Mrisho Lukamba, VaneExports Limited
12:30–12:50 Case Study Transforming Government Systems with Blockchain Speaker: David Mlabwa, Operations Officer, AJM Hasamba Company Limited
12:50–13:00 Pitch Showcasing Tanzania's rising stars; startups pitch their innovations Organizer: Fintech Society of Tanzania
13:00–14:00 Lunch LUNCH BREAK
14:00–14:30 Case Study Bank of Tanzania's Fintech Sandbox: Lessons on Regulation & Innovation Speaker: Bank of Tanzania
14:30–15:10 Panel Building Fintech Talent & Diversity: Women in Fintech & AI‑Driven Youth Employment Moderator: Alfred Tembo, Regional Manager, Africa, GPayments
  • Dr. Joseph Sevilla, Director, iLab Africa Research & Innovation Centre
  • Collins Kessy, Founder&CEO, CK Funded
  • Naomi Nana Mattary, Founder, CGK Africa Connect
  • Bernard Salia, CEO and Founder of Bermi Techs
  • Susan Gatura, Founder, Phoenix Ke Analytics
15:10–15:40 Case Study Building a Cashless Society in Africa: Insights from countries that have successfully adopted cashless solutions. Speaker: Lukelo Ngajilo, Senior Associate, KPMG
15:40–16:20 Forum Bridging Blockchains for Seamless African Trade: Cross-chain platforms enabling East African cross-border payments. Moderator: Raiser Olwande - Flick Inc Canada
  • Lenard Rukundo, Chief Technical and Development Officer, Milletch Ecosystem.
  • Frank Macha, Product Manager: Online & Channels, UBA Tanzania
  • Kweku Bruce, CEO-Greybox.
  • Mrisho Lukamba, Director VaneExports Limited
16:20–16:50 Closing Shaping the Future of Fintech in Tanzania & Beyond: Advancing innovation, inclusion, governance and investment to position Tanzania as a leading FinTech hub in Africa and beyond. MC: Guest of Honour
19:30–21:30 Gala Awards Gala Dinner: Celebrating Excellence in Fintech & Banking Innovation Organizer: Fintech Society of Tanzania

TRACK 2: INSURTECH CONFERENCE

Mkomazi Hall
Time Session Type Topic Moderator/Speakers
09:30–10:00 Keynote AI & Machine Learning in Underwriting: How predictive models and data science are transforming risk assessment and pricing. Speaker: Dr. Dennis Mwaghisa, President, Fintech Society of Tanzania
10:00–10:20 Presentation Embedded Insurance & Ecosystems: Integrating protection products into e‑commerce, mobile wallets and platform journeys. Speaker: Eric Luyangi, CEO, Kimwil Insurance
10:20–11:00 Panel Microinsurance & Financial Inclusion: Designing low‑cost, usage‑based products for underserved and rural communities. Moderator: Evance Chipindi (CEVEDE- Community Microfinance Groups Representantive)
  • Ezekiel John Mollel
  • Mark Alex, Managing Director, Real Biz Digital
  • Hawanatu Kalokoh Prudence B2B
  • Sofia Zab, CMO, PalmPay
11:00–11:30 Fireside Chat Blockchain & Smart Contracts for Claims Automation: Leveraging distributed ledgers to speed up payouts and reduce fraud. Speaker: Ramakrishna Ramadugu Finastra Technologies USA
11:30–11:50 Presentation Digital Claims Transformation: From Manual to Moments-Based Experiences: Reimagining the claims journey with automation, customer-first design, and instant decisioning. Speaker: Nasra Ally Awadhi - COO, ShuleYetu Innovations Ltd
11:50-12:10 Presentation Cybersecurity, Data Privacy & Regulation. Balancing innovation with consumer protection and resilient platform design. Speaker: Dorothy Ndazi, Partner, Hilton Law Group
12:10–12:40 Fireside Chat Future Trends: IoT, Telematics & On‑Demand Insurance: Using real‑time data to create dynamic, customer‑centric policies.
  • Mihayo Wilmore
  • Ntilisinda Abel Kafugugu, CEO, Albetus Technologies Co. Ltd
12:40–1:00 Closing Key Takeaways & Next Steps Speaker: Grace Gathuri, Country Manager, Smart Applications Group

TRACK 3: MARKETING CONFERENCE

Mkomazi Hall
Time Session Type Topic Moderator/Speakers
14:00–14:30 Keynote AI & Predictive Analytics in Fintech Marketing: Forecasting customer behavior, optimizing campaigns, and personalizing journeys for maximum impact. Moderator: Angel Mwolekas
  • Elisha Sucrose
  • Baraka Mafole, Content Marketer Grey "Building Digital Communities for Fintech brand"
14:30–15:10 Panel Omni‑Channel & Social Commerce Strategies: Integrating web, mobile, in‑app and social touchpoints (WhatsApp, Instagram, TikTok) for seamless engagement. Moderator: Angel Mwolekas
  • Anuj Bhagia, Head of Marketing, Policybazaar.ae&Zphin.com
  • Maureen Jason Kamugisha, CEO Founder, Divine Events
  • Mwinga Kindole, Sales and Marketing Manager, Natkern Tanzania
  • Sikjunior Mrimi, Founder& CEO Briq Solutions Inc
  • Misiwa Daniel Misiwa, Card System Specialist, CRDB Bank
15:10–15:50 Fireside Chat Inclusive Marketing for Cross‑Border E‑Commerce: Overcoming regulatory, payment and cultural barriers to scale fintech products across East Africa. Moderator: Itale Francis, Brand and Marketing Manager Cash Me Tanzania
  • Innocent Massawe, Entrepreneur, Institute of Social Work
  • Dr. Martha Kungu, CEO & Founder of Afya Passion
  • Abdulkarim Bihaki, Global Coordinator, Marketing and Employer Branding at DHL
  • Lameck Jaston, Founder and CEO, Tanzania Digital Trade Agency
  • Misiwa Daniel Misiwa, Card System Specialist, CRDB Bank
15:50–16:10 Presentation Innovative Payment Solutions for E‑Commerce Growth: QR codes, Buy‑Now‑Pay‑Later and wallet integrations that drive conversion and loyalty. Moderator: Angel Mwolekas
  • Mustafa Bhalloo - Sales & Marketing Head for Mars Communications Ltd (Hisense Tanzania)
  • Fredrick William Silaa - CoFounder of Mobile Money Director of Business Development Esteban Limited.
  • Sofia Zab - CMO, PalmPay
16:10–16:50 Panel Measuring Success: Data‑Driven Marketing & Analytics: Attribution models, dashboards and KPIs to track performance and fuel continuous improvement. Moderator: Itale Francis, Brand and Marketing Manager Cash Me Tanzania
  • Susan Gatura, Founder, Phoenix Ke Analytics
  • Eng. Andembwisye Mwakatundu, Managing partner Chartered Solutions Consulting
  • Alexander Maira-A10 Energy and Real Estate Consultancy Limited
  • Bernard Salia, CEO and Founder of Bermi Techs
  • Rachel Mzengi, Head of marketing, Rednwhite
16:50–17:00 Closing Synthesis of insights & actionable takeaways: Next‑step collaborations between fintech marketers, agencies, and regulators. Speaker: TMSA